We want to draw our readers attention to this crazy situation.

Dear LPG,

At age 36 I am not a pensioner yet but I like to think that saving is something I have learned the value of.  So soon after I started working, I opened a current account that my salary is paid into and a savings account which came with the usual penalties if one decides to take money out at short notice.

About seven years ago I decided on an extra bank account because I also liked the thought of having an emergency fund that I can get my hands on in a hurry.  I deposited just over £7000.00 in this new current account and left it there  ready and waiting.  I recently found the car of my dreams and went to dip into my emergency stash of money but I found that the bank had frozen my account.

I asked and was told that I have not used the account since I first deposited the money.  I am a regular visitor to the bank and use my other current account weekly.  The bank has been happily getting interest on my money but when I wanted to spend some of it, I had to jump through hoops to get it back.  Needless to say, the car of my dreams was still just that for a lot longer than I planned!

OB, Woolwich